Who Pays When a Device is Lost, Stolen, or Damaged?

Posted on November 5, 2020 by Matt Morelli

Most school districts that deploy 1:1 student devices have a Student / Parent Technology User Agreement in place, which spells out in detail what students and parents are responsible for when accepting a 1:1 iPad, Chromebook, tablet, or laptop.

Terms of Service

In districts that do not have insurance or any other protection in place, these agreements typically include a punitive fee structure to be utilized in the event that a device is compromised. The challenge here emerges, and it emerges fast and furious, when it comes time to collect. Many districts require parents to be responsible for up to the cost of device replacement which can be as low as $200 and as high as $1,000 or more. We’ve seen districts withhold diplomas while trying to collect fees, and we have a better solution.

Exchanging Money

Let School Device Coverage be responsible for the well-being of those devices and give parents the opportunity to insure them for a fraction of the cost to repair or replace them. A School Device Coverage parent-optional program costs nothing to your district. After a brief discussion, our agents will engineer a program that allows parents to purchase a full coverage insurance program that takes care of devices when they are lost, stolen, or accidentally damaged. There is one yearly fee, and there are no hidden fees, administrative fees, or deductibles. The parents can handle the simple claims process and the district can be as hands-off as desired.

Cheering Students

They’re your devices, and we can protect them for you without impacting your budget one cent. Even if only 10% of the parents obtain coverage, that is one in ten devices that you no longer have to worry about. Want to learn more? Contact us today!